Financial capability is the premise that families should be able to thrive by having both the knowledge, skills, and access to be financially stable. That is a cornerstone of what we do here at Santa Cruz Community Ventures (SCCV). We believe that by strengthening the financial capability of youth and working families in our region we create the very foundation of an inclusive economy.
As you can imagine, the journey to financial capability is never a straight line, nor the same for everyone. But there are stages and aspects that could be pointed out as milestones for each age. And @CFED has done a fabulous job of putting a handy Financial Capability Lifecycle together.
Take a look and see where you and your family are at. It may be missing the party hats, but what better month than April to celebrate this idea. After all, this April we cap it knowing that our free tax services returned over $660K to working families, with an average federal refund of over $1,500 - for many the largest check they will see all year!
So here's a cheer to this very special April and to all of us working on increasing our financial capability and that of our families and neighbors!