Ventures
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  • Our Approach
    • MEET THE TEAM
    • Employment
    • Contact
  • Our Work
    • Familias Con Mas >
      • Alas
      • Workshop & Coaching
    • Futuro
    • Semillitas
    • UndocuFund Monterey Bay
  • Our Reports
    • A Santa Cruz Like Me
    • Assets and Access Dashboards
    • Business Conversion Guide
    • Business Succession to Employee Ownership
    • Family Plan Workplan
    • Financial Capability Snapshot
    • Mamas Con Mas
    • SMALL BUSINESS CLOSURE CRISIS
  • WAYS TO GIVE
    • ONLINE DONATION
    • PLANNED GIVING
  • Español
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Workshop and Coaching 

For over 30 years, Ventures has worked hand-in-hand with Monterey Bay area families with all aspects of money—understanding it, managing it, and saving it. We help families understand and use their economic power to create thriving communities, where zip code, gender, race, or age do not dictate income or wealth.  

We work with a cohort model that provides workshop and individual coaching support. Topics covered include: 
  • The Basics of Budgeting and Saving: We discuss the benefits of having a spending and saving plan, including reducing financial stress and building a healthy financial future. Participants prepare a simple income and expense worksheet, look at the reasons behind their buying habits, and explore ways to change certain habits to benefit financially. 
  • The Benefits of Banking: The world of banking has shifted. We'll help answer questions about core differences between credit unions and banks and how to avoid predatory practices (payday lenders, pawn shops and tax refund anticipation loans). Participants will also learn the differences between credit cards, secured credit cards, pre-paid cards and debit cards, as well as, safe online transaction practices.
  • Managing Credit and Debt: Credit does not have to mean debt. We offer practical tips to avoid debt, fees, high interest rates and common marketing traps. We'll also discuss the importance of reading the fine print in credit card offers.
  • Credit Reports and Scoring: Understanding our rights and responsibilities to access and influence the information in our credit report history is important. We'll discuss how to maintain an accurate record, properly handle disputes and what we can do to positively manage, repair and establish our credit history and score.

To find out more or how to offer this to your employees or community member send us an email. 

About Us

Our Approach
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Contact

[email protected]
831.200.1719

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